Credit Cards

What does APR stand for?

January 5, 2011 · Leave a Comment 

When looking at credit card applications and offers you will often see APR.  This simple stands for the Annual Percentage Rate that you will be charge on the money you charge on your credit cards.  This is a very important figure you need to be aware of before filling out any credit card applications or loan applications.  Any time you borrow money you need to know the exact APR and it has to be in the contract before you sign any papers. Many times with Credit Card Applications you will get a low introductory APR for a short period of time.  Generally for six to nine months you will get a... [Read the full story]

Debt

Debt Consolidation will pay off all your bills and give you more money each month

December 30, 2010 · Leave a Comment 

Debit Consolidation can be a great way for those people who have a number of different bills that need to be paid each month. All of those little bills can add up quite quickly and before you know it you don’t have any money left over for all your other expenses. Or you end up not paying all your bills on time and you end up hurting your credit score. The other trap is you start paying off one credit card with another credit card. All of those situations do not lead to anything good but there is help out there. You can apply for and qualify for a Debt Consolidation loan which will help you with... [Read the full story]

Financial Planning

College Financial Planning

April 26, 2010 · Leave a Comment 

College financial planning should start early. In fact, do it as soon as the child is born. There are benefits to doing this. For one thing the longer time frame will allow some flexibility. You can be more aggressive in pursuing the best return for your money. The question that begs to be answered is this. How much should one save for college? The College Board says the cost is more than $32000 annually to attend a private university and college. The annual cost in public universities and colleges is much less, around $13,000.00 per year. And it is rising every year at more than the inflation... [Read the full story]

Loans

Apply for Rapid Advance Business Loan

January 2, 2011 · Leave a Comment 

Rapid Advance Business Loan Need a Small Business Loan? Get a Business Cash Advance.  Read More →

Mortgages

Current Account Mortgage Information

April 26, 2010 · Leave a Comment 

A current account mortgage is a type of flexible mortgage product that combines several financial products into one single account. As with any other mortgage product, a current account mortgage will be secured against the borrower’s home. This type of home loan product cannot usually be secured against investment properties. The main difference between a current account mortgage and a standard mortgage product is that this type of home loan will act as both the borrower’s home loan and current account. That is why these mortgages are often referred to as a “line of credit”. The borrower... [Read the full story]

Insurance

How To Reduce Your Car Insurance By Reducing Your Risk

April 26, 2010 · Leave a Comment 

For old and experienced drivers or for newly qualified young persons car insurance is a legal requirement. Of course for the more experienced drivers it’s a less costly requirement. Well, if their driving experience is good. If you’ve a history of accidents, been stripped of your license in the past and caused extensive damage to other people’s cars, then chances are your insurance will be much much higher than even that of the most fresh faced 18 year old. Alternatively though, if you’ve got a good record then you get lower insurance. This is because the price of your insurance... [Read the full story]

Credit Cards

What does APR stand for?

When looking at credit card applications and offers you will often see APR.  This simple stands for the Annual Percentage Rate that you will be charge on the money you charge on your credit cards.  This is a very important figure you need to be aware of before filling out any credit card applications or loan applications....

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Not all low interest credit card applications are equal

You might have looked at your personal spending habits and found that since you carry a balance on your credit cards each month that you are best off with low interest credit card applications.  You are right, if you carry a balance on your credit cards you are going to want something that is low interest.  This...

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Discover Gas Credit Cards

One of the very best credit card applications I have found is the Discover Gas offer.  This card is perfect for almost everyone.  Imagine earning money when buying things that pretty well every person in North America uses.  Gas.  With this credit card, you earn money every time you make a gas purchase as well...

[Continue reading: Discover Gas Credit Cards]
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Debt

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Financial Planning

College Financial Planning

College financial planning should start early. In fact, do it as soon as the child...


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